Important Disclaimer
Financial planning involves risk. Past performance does not guarantee future results.
Past performance does not guarantee future results.
General Information Notice
This website provides general information for educational purposes only. All content is subject to change without notice and should not be considered as comprehensive financial guidance.
This disclaimer outlines the terms and limitations regarding the use of information provided on this website and our services.
Information Accuracy
While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the completeness, accuracy, or reliability of any content on this website.
All information is provided "as is" without warranty of any kind.
No Professional Advice
The content on this website does not constitute professional advice and should not be relied upon as such. Always consult with qualified professionals before making important decisions.
- This is not personalized financial advice.
- This is not legal advice.
- This is not tax advice.
- This is not investment advice.
Limitation of Liability
Our liability is limited in the following ways:
Direct Damages
We shall not be liable for any direct damages arising from the use of this website or our services.
Indirect Damages
We disclaim liability for any indirect, incidental, or special damages that may result from your use of our services.
Consequential Damages
Under no circumstances shall we be liable for any consequential damages, including but not limited to loss of profits or business opportunities.
External Links
This website may contain links to external websites. We do not endorse or take responsibility for the content of external sites.
External links are provided for convenience only and do not constitute an endorsement.
Results and Outcomes
Any results mentioned are not typical and cannot be guaranteed. Success depends on various factors including individual circumstances and market conditions.
Individual results may vary.
Use at Your Own Risk
By using this website and our services, you acknowledge and accept the following risks:
- Market conditions can change rapidly and unpredictably
- Personal circumstances may affect outcomes
- Economic factors beyond our control may impact results
Indemnification
You agree to indemnify and hold harmless selanoovida and its representatives from any claims, damages, or expenses arising from your use of our services or website.
Governing Law and Jurisdiction
The following legal framework applies to this disclaimer and our services:
Governing Law
This disclaimer is governed by the laws of Australia, specifically New South Wales.
Jurisdiction
Any disputes will be resolved in the courts of New South Wales, Australia.
Local Regulations
Some provisions may vary based on your local jurisdiction and applicable consumer protection laws.
Severability
If any provision of this disclaimer is found to be unenforceable, the remaining provisions shall continue in full force and effect.
Changes to This Disclaimer
We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting on this website.
Contact Information
If you have questions about this disclaimer, please contact us:
Email us for disclaimer-related inquiries
Level 12, 680 George Street, Sydney NSW 2000
Last updated: September 28, 2025