Terms and Conditions
Agreement to Terms
These terms and conditions govern your use of our website and services. By accessing our website or using our services, you agree to be bound by these terms.
Please read these terms carefully before using our services.
Definitions
For the purposes of these terms, the following definitions apply:
- "Services": Financial planning consultations and related advisory services provided by selanoovida
- "Client": Any individual or entity that uses our services or website
- "Website": The selanoovida.com website and all related pages and content
- "Agreement": These terms and conditions along with any additional service agreements
Use of Our Services
Our services are provided for informational and consulting purposes only. You must be at least 18 years old to use our services.
18+ only
Your Responsibilities
When using our services, you agree to:
- Provide accurate and complete information
- Use services only for lawful purposes
- Maintain the confidentiality of any account credentials
- Comply with all applicable laws and regulations
Prohibited Uses
You may not use our services to:
- Engage in any unlawful or fraudulent activity
- Transmit harmful or malicious code or content
- Interfere with or disrupt our services or systems
- Violate the rights of others or our intellectual property
Intellectual Property
All content, trademarks, and intellectual property on our website remain our exclusive property or that of our licensors.
You may not reproduce, distribute, or create derivative works without our written permission.
Privacy
Your privacy is important to us. Please review our Privacy Policy to understand how we collect and use your information.
Service Disclaimers
Our services are provided "as is" without warranties of any kind, express or implied.
Financial planning involves risk. Past performance does not guarantee future results.
Past performance does not guarantee future results.
Individual results may vary.
Limitation of Liability
To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, or consequential damages.
Our total liability shall not exceed the amount paid by you for our services in the 12 months preceding the claim.
Indemnification
You agree to indemnify and hold us harmless from any claims arising from your use of our services or violation of these terms.
Dispute Resolution
We are committed to resolving any disputes fairly and efficiently.
Arbitration
Any disputes will be resolved through binding arbitration in accordance with Australian commercial arbitration rules.
Alternative Dispute Resolution
We participate in alternative dispute resolution for eligible consumer disputes.
Termination
We may terminate or suspend your access to our services at any time for violation of these terms.
Upon termination, your right to use our services will cease immediately.
Governing Law
These terms are governed by the laws of New South Wales, Australia, without regard to conflict of law principles.
Severability
If any provision of these terms is found unenforceable, the remaining provisions will continue in full effect.
Entire Agreement
These terms constitute the entire agreement between you and us regarding the use of our services.
Changes to Terms
We reserve the right to modify these terms at any time. Changes will be effective upon posting on our website.
Contact Information
For questions about these terms, please contact us:
Last updated: August 18, 2025
Version 2.1